Information About The Meeting of Creditors Hearing
Your bankruptcy case will be filed electronically by your attorney who will immediately be given a docket number. This number, which he will supply you with, will also be on your meeting of creditors notice.
Around 10 days after your attorney files a notice will be sent to your home, called a Meeting of Creditors. Also known as a 341 Meeting, this meeting will involve you, your attorney, and your creditors. However, it is rare that any creditors appear at the hearing. A Trustee, who is a representative of the creditors, will be present. He will ask the judge and your attorney questions regarding your case.
Many who have filed bankruptcy are nervous about this meeting, which in reality is nothing more than a formality. It is mandatory that you are present as the court cannot change the date of your meeting of creditors. However, the meeting is very short, lasting only a few minutes and the questions are simple, usually involving a “yes” or “no” answer. As your bankruptcy attorney, Greg Oberhauser will go over the potential questions the Trustee will ask and prepare you with the proper responses.
What to Bring to Your 341 Meeting
Before you attend your hearing it is important to gather the necessary documents. Without these items you may not even be let into the building, and if you miss the hearing you may be charged additional fees to reset the hearing. Please bring the following items with you to your 341 meeting:
- Your Driver’s License
- Your Social Security card
- Proof of car and home insurance
If you do not have or cannot locate your Social Security card, you are permitted to bring a W-2 or 1099 form. You must have a current picture ID. In addition, you may be required to bring additional financial information in the form of:
- Bank statements
- Tax returns
- Additional pay stubs
- Property deeds
- Car titles
Your attorney will guide you during your entire meeting, counseling you on what to bring and describing which bankruptcy laws apply specifically to your case.
Bankruptcy Attorney Greg Oberhauser Answers Your Questions
Going to a 341 meeting is not like the movies. You won’t have a prosecuting attorney yelling at you, there will be no confessions about your past financial issues, and you will not have to “hope” that your case will go through. 99% of all bankruptcy cases go through without a hitch at the hearing and those that don’t typically require some additional piece of financial information. Contact Attorney Oberhauser today about your concerns regarding bankruptcy and he will answer all your questions. .